Our Services – Comprehensive Health Insurance Solutions

At Torres Health Group, we provide a range of tailored health insurance solutions designed to meet the unique needs of individuals, families, and businesses. Our goal is to make health coverage affordable, accessible, and stress-free, ensuring you get the best plan for your situation.

Free Health Insurance Consultation

A one-on-one session with a licensed expert to evaluate your healthcare needs, compare plan options, and find the best coverage for you.

Individual

Health Insurance Plans

Affordable, customizable private and ACA health plans designed for self-employed individuals, freelancers, and anyone without employer-sponsored insurance.

Family

Health Insurance Plans

Comprehensive family coverage with options for doctor visits, prescriptions, maternity care, and preventive services, ensuring peace of mind for every family member.

Small Business Group Health Insurance Plans

Cost-effective group health insurance solutions for businesses, offering customized coverage for employees while meeting state and federal requirements.

Supplemental & Catastrophic Health Insurance Plans

Additional coverage for unexpected high medical costs, including hospitalization, critical illness, and accident protection, ensuring financial security during emergencies.

STILL NOT SURE?

Frequently Asked Questions

Find answers to common questions about health insurance, coverage options, and enrollment—so you can make informed decisions with confidence.

How do I know which health insurance plan is right for me?

Your healthcare needs, budget, and preferences will determine the best plan. A licensed expert can help compare options and find the right fit.

Can I change my current health insurance plan?

Yes! If you're unhappy with your current coverage, you can explore other options during open enrollment or if you qualify for a special enrollment period.

How long does it take to enroll in a health insurance plan?

Enrollment times vary, but in many cases, coverage can start within 24 to 48 hours after selecting a plan.

Is there a fee for a consultation?

No! Consultations are completely free, allowing you to explore your options without any commitment.


Real Stories, Real Results: How Torres Health Made a Difference

"When my wife and I found out we were expecting our first child, we realized our current insurance wouldn’t cover maternity care the way we needed. Julian not only found us a better plan with lower out-of-pocket costs, but he also made sure we understood all the benefits, including pediatric care after the baby is born. He truly cares about his clients and goes the extra mile."

– Mark Terner

"As a small business owner, I wanted to offer my employees health benefits but didn’t know where to start. I was worried about high costs and complicated paperwork. Julian took the time to explain different group health plans and found an option that fit my budget while giving my team great coverage. Thanks to him, my employees are happy, and I feel more confident in my business."

– Alisia Nelson

"I never thought I needed supplemental insurance until my mom was hospitalized and I saw how quickly medical expenses add up. Julian helped me find an affordable catastrophic plan that covers emergencies without breaking the bank. Now, I have peace of mind knowing I’m protected if something unexpected happens. I highly recommend working with him!"

– Sophia Berti

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